Fees

 

Fees

 
 

FREE PHONE CONSULTATION

Are you unsure if we are the right fit to work together? Or unsure if you want to start therapy? Let’s talk! I offer a one-time 20-min FREE phone consultation where we can talk about your interest in therapy, what you’re hoping to get out of therapy, and what you’re looking for in a psychologist.


RATE

Individual therapy: $270/45 min session*

Payment is due at the time of the session.

Unless previously discussed, I have a 48-hour cancellation policy. Appointments cancelled, rescheduled, or missed with less than 48 hour notice will incur the full session fee.

* I do offer some opportunities for a sliding scale, or reduced fee, for people struggling with financial hardship. Contact me to learn more.


DO YOU ACCEPT INSURANCE?

These are the current plans that I accept:

  • San Francisco Health Plan covered by Carelon Behavioral Health (formerly called Beacon Health Options Medi-Cal/ValuesOption HMO) which may include:

    • Medi-Cal Managed Care Plan for California

      • Carelon Behavioral Health of California Inc.

      • Kaiser Northern California Medi-Cal

    • Medicare Advantage Plan

      • Carelon Behavioral Health Medicare

      • Kaiser Northern California Medicare Advantage

      • Kaiser Southern California Medicare Advantage

  • San Mateo County’s Behavioral Health and Recovery Services’ Speciality Mental Health Private Provider Network (SPPN) which is covered by Medi-Cal

  • Lyra Health as an EAP provider

If you do not see your health plan, I may be able to provide out-of-network services. Check to see if your insurance provides out-of-network (OON) mental health benefits. Here are some questions to ask your insurance to determine your out-of-network benefits:

  • Does my plan include "out-of-network" coverage for mental health?

  • Is there an annual deductible for out-of-network mental health benefits?

    • If so, how much?

    • If so, how much of my out-of-network deductible has been met?

  • If I met my deductible, what percentage of the session cost will I be reimbursed for?

  • Is there a limit on out-of-pocket expenses per year?

  • Does my plan require pre-authorization for psychotherapy?

  • Is there a limit on the number of sessions my plan will cover per year?

    • If so, how many?

  • What is my co-insurance percentage for mental health services?

  • What is the policy year?

  • How do I submit reimbursement?

  • How long do I have to submit my Superbill?

  • Are virtual outpatient mental health visits (or teletherapy) covered by my plan?

    • If so, for how long? Will my insurance require that I meet with someone in-person in the future in order to receive coverage/reimbursement?

  • (For people in New York or Pennsylvania) Will there be any changes in any of the answers if I work with someone from out of the state such as working with a psychologist in California (but also licensed to practice in New York and Pennsylvania)?


If you have out-of-network benefits and would like to use them, I can provide you an itemized invoice, called a “superbill,” that you can submit for reimbursement after paying for your services.

Be aware that insurances and EAP programs require personal information about you, such as your diagnosis, in order to provide some form of coverage or reimbursement. Additionally, the use of your benefits, even if it is out-of-network, grants insurance companies the right to audit your electronic medical record at any time. I do my best to limit your information to the minimal amount to meet documentation requirements. However, I am not responsible for what happens to your personal health information should your insurance company review your electronic medical record.


CAN YOU WORK WITH MY INSURANCE?

Another option to explore is an in-network exception plan called Single-Case Agreements (SCAs), sometimes called “In for Out” or “Gap Exception”. An SCA is a one-time contract between your insurance and an out-of-network provider that will allow your insurance to cover your services and must be renewed annually. This means that under an SCA, you will only be responsible for the co-payment, deductible, and/or any other costs as outlined in your in-network benefits plans. You are still responsible for knowing what is your deductible and if there are any changes to your insurance and benefits. You are still responsible for any costs of services that your insurance does not cover.

I am more than happy to explore and negotiate with your insurance this possibility. However, there is no guarantee that both parties will agree to each party’s proposal or negotiation of the SCA.

There are several considerations that your insurance takes when determining if an SCA if necessary:

  • The out-of-network provider has a clinical specialty that is not available among any of your in-network providers

  • If there are any in-network providers, they are not able to provide you care because of, but not exclusive to, only working children or adults, do not have openings or are unavailable, or are not able to provide the culturally-responsive care that you need

  • There are no in-network providers with a specific clinical specialty in your area

If you are interested in pursuing an SCA, please contact me so that I can support you in the steps that you need to take to initiate this process if you are accepted at my practice.